KOHO: Canada's Money App

Features of KOHO: Canada's Money App

Widespread recognition

Used by over 700,000 Canadians, the app gives you instant and easy access to your account and better ways to budget. With a reloadable prepaid Mastercard you can spend more simply and save while you do it – it’s the app made for your money.

A personal account

With KOHO’s new subscription plans, there’s a plan to suit whatever way you like to spend and save your money. With three different plans to choose from, including the free Easy plan, you can boost your cashback, build your credit history for less, or earn more interest – whatever floats your boat.

Big cashback

With our standard Easy account, you’ll earn 1% cash back on groceries and up to 10% back when you shop online or in-store with our partners. With a Premium account, get 0.5% back on every purchase and 2% back on groceries, bills & services, and food & drink for just $9/month or $84/year.

Simple spending and saving

you do, so you can get spending straight away. You can use the app to pay bills, send Interac e-Transfers, set savings goals, and chat with the KOHO team if you ever have a burning question or suggestions.

Peace of mind for your money

When it comes to security – KOHO’s got you. Our partnership with Mastercard means your money is held securely. You can also lock your card in-app if you need to, and you’re always protected from unauthorized use under a Zero Liability policy.